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September 23, 2025

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  2. 2025
  3. September
  4. 23

Man looking stressed at money

Dealing with debt stress

Debt Help, Money Tips and AdviceBy Steve ShawSeptember 23, 2025

If you’re feeling overwhelmed by debt, you’re not alone. Struggling with money can affect every part of life – from your sleep to your relationships – and it can often feel like there’s no way out. But even if things feel hard right now, there are steps you can take to improve your situation and…

Fallen behind on debt? Why it’s never too late to take action

Tips and AdviceBy Steve ShawSeptember 23, 2025

It might feel like you’ve missed your chance to sort things out. Maybe you’ve ignored your debts for too long or waited too long to get help. But here’s the truth: it’s never too late to take action. No matter how serious things seem, support is available. Whether you’ve received a court letter, have bailiffs…

What happens when I ignore court letters?

Tips and AdviceBy Steve ShawSeptember 23, 2025

If you’ve received a letter from the court about unpaid debt, it’s natural to feel worried or unsure what to do next. But ignoring it can make matters worse – and quickly. Whether you’ve misplaced the letter, delayed opening it, or decided to put it off, understanding what happens if you ignore court letters is…

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To find out more about managing your debt and receiving free debt advice visit https://www.moneyhelper.org.uk/en/money-troubles/dealing-with-debt/use-our-debt-advice-locator.

Further Information

The insolvency service has produced a guide for people who are struggling with debt.

For residents of Scotland, the Scottish government have created the Debtors Advice Guide. For residents of Northern Ireland, you can read the government's Advice on managing debt.

© 2025 MoneyPlus Group. MoneyPlus Advice is a trading style of MoneyPlus Group Limited (07310059), which is authorised and regulated by the Financial Conduct Authority. Your payments into a Debt Management Plan are protected and compensation could be available from the Financial Services Compensation Scheme if there are any shortfalls in funds held on a customer's behalf. MoneyPlus Advice refers customers to MoneyPlus Insolvency Limited for Individual Voluntary Arrangements. MoneyPlus Insolvency Limited is registered in England and Wales (08214793). Registered office: Riverside, New Bailey Street, Manchester, M3 5FS. Anel Andrew is authorised as a Licenced Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, Licence number 17170 and is bound the Insolvency Code of Ethics.

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