Stacks of coins with a blurred clock in the background, symbolising the concept of time and money.

What is a debt cycle?

Debt can build up slowly. At first, it might be a credit card here or a loan there. But over time, it can grow into something much harder to manage. This is what’s known as a debt cycle – a pattern where your borrowing keeps growing, and it feels like there’s no way out. Understanding…

A blue car being secured onto a flatbed tow truck as a worker tightens the strap on the rear tire.

What can bailiffs take?

If you’ve missed payments and fallen behind on debts, you might be worried about bailiffs turning up at your door. It’s a scary thought – but knowing your rights can help you feel more in control. One of the most common questions people ask is: what can bailiffs actually take from my home? The answer…