Stacks of coins with a blurred clock in the background, symbolising the concept of time and money.

What is a debt cycle?

Debt can build up slowly. At first, it might be a credit card here or a loan there. But over time, it can grow into something much harder to manage. This is what’s known as a debt cycle – a pattern where your borrowing keeps growing, and it feels like there’s no way out. Understanding…

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What can bailiffs take?

If you’ve missed payments and fallen behind on debts, you might be worried about bailiffs turning up at your door. It’s a scary thought – but knowing your rights can help you feel more in control. One of the most common questions people ask is: what can bailiffs actually take from my home? The answer…

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How long does a CCJ last?

If you’ve received a County Court Judgment (CCJ) or think you might be at risk of one, you’re not alone. Thousands of people across the UK deal with CCJs every year, often as a result of financial difficulty or missed payments. In this guide, we explain exactly what a CCJ is, how it affects your…

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The Generational Gap of Finances

Financial security is often seen as a natural reward for getting older – the idea being that by midlife, people have climbed the career ladder, built up savings, and moved past big expenses like childcare and mortgage debt. However, new data from MoneyPlus challenges that narrative. Our latest survey suggests that Generation X – those…

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Should I get a second job to pay off debt?

When you’re struggling with debt, finding extra money to make repayments can feel overwhelming. Taking on a second job is one option many people consider, but is it the right approach for your situation?  In this guide, we explore whether finding additional work makes sense for debt repayment, and suggest some practical ways to earn…