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September 19, 2025

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  2. 2025
  3. September
  4. 19

Closeup image of a woman holding and choosing credit card to use

Living on credit cards every month? Steps you can take

Money Tips and AdviceBy Steve ShawSeptember 19, 2025

Using a credit card to make ends meet isn’t unusual, especially with the rising cost of living and irregular income patterns. But when spending on credit becomes a monthly routine, it’s a warning sign that your budget may no longer be working. This guide explores why many people in the UK are living on credit…

Man struggling with finances

What happens if I can’t make it to payday?

Money Tips and AdviceBy Steve ShawSeptember 19, 2025

Finding yourself running out of money before payday is more common than you might think. Rising bills, unexpected costs, or even just a higher-than-usual food shop can quickly throw off your budget. If you can’t make it to payday this month, there are practical steps you can take right now, as well as longer-term options…

What happens if I can’t afford to feed my family?

Money Tips and AdviceBy Steve ShawSeptember 19, 2025

It’s something no one expects to face, yet more and more families across the UK are struggling to put meals on the table. With food, energy and everyday costs rising faster than incomes, even households that were coping a year ago may now be falling behind. If you’ve found yourself skipping meals, buying less, or…

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To find out more about managing your debt and receiving free debt advice visit https://www.moneyhelper.org.uk/en/money-troubles/dealing-with-debt/use-our-debt-advice-locator.

Further Information

The insolvency service has produced a guide for people who are struggling with debt.

For residents of Scotland, the Scottish government have created the Debtors Advice Guide. For residents of Northern Ireland, you can read the government's Advice on managing debt.

© 2025 MoneyPlus Group. MoneyPlus Advice is a trading style of MoneyPlus Group Limited (07310059), which is authorised and regulated by the Financial Conduct Authority. Your payments into a Debt Management Plan are protected and compensation could be available from the Financial Services Compensation Scheme if there are any shortfalls in funds held on a customer's behalf. MoneyPlus Advice refers customers to MoneyPlus Insolvency Limited for Individual Voluntary Arrangements. MoneyPlus Insolvency Limited is registered in England and Wales (08214793). Registered office: Riverside, New Bailey Street, Manchester, M3 5FS. Anel Andrew is authorised as a Licenced Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, Licence number 17170 and is bound the Insolvency Code of Ethics.

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